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2nd Chance Refinance home loans for less than perfect credit

You don’t need perfect credit to get the “second chance” at homeownership you deserve! Learn More

Green Light Underwrite Know Before you Go

Shop for your next home with confidence and negotiate like a cash buyer by offering a faster closing! Learn More

Dream home improvement loan Tomorrows Value Today

Turn your house into your dream home with no money out of pocket! Learn More

1FMC 7 Year Guarantee

Our guarantee offers you the peace of mind that you have the best deal possible for the next 7 years! Learn More

Real Families. Real Reviews.

Real Families. Real Reviews

1st Family Mortgage Company is the Tennessee Valley’s #1 Lender

Best in Business 9 Consecutive Years 2009-2017
Seal of Satisfaction 8 Consecutive Years 20010-2017
Better Business Bureau A+ Accredited Business 5 Star Experience

1st Family Mortgage Company provides you lending with a local, hometown advantage.



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Our process is Fast and Easy so you can close your loan quickly!

1FMC has the tools to help you stay confident and in control throughout the entire process

Whether you are purchasing a new home or refinancing your current mortgage, 1st Family will walk with you through the process.

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With mortgage interest rates still at historical lows, it’s not a matter of if we can save you money but a matter of how much money you can save!